pandemic travel Travel insurance nightmare: $ 38,000 medical bill rejected
Tran’s daughter, An Tran, who has a doctorate in business administration and teaches marketing at the
She might as well not have cared.
The elder Tran had stayed in An’s house in
Seven Corners has given written pre-approval for the procedures recommended by Dr.
The company’s policy excluded coverage for any “pre-existing condition”, that is, any condition “whether or not it is.
previously not manifested, symptomatic, known, diagnosed, treated or disclosed, âthe letter reads.
An Tran and her father were hooked for nearly
As for the bill, “My dad obviously can’t pay it,” Tran said. His
Medicare would typically pay about a quarter of the
The policy underwritten by An Tran had no deductible and provided coverage for up to
Moncrief said that the fact that Tran did not seek immediate treatment could be the reason his surgeries were not covered. (Seven Corners declined to comment on the case.) She admitted that it was hardly surprising that he didn’t rush to the doctor at the first sign of discomfort: âI don’t know if I am. wouldn’t have done that either if I had blurry vision. “
As for Seven Corners’ refusal to pay despite pre-certification, that’s not uncommon, she said. By pre-certifying, the insurer verifies that a procedure is a covered benefit but does not guarantee that the insurer will cover it for that particular patient.
Travel insurance generally offers little protection for any health problem related to a pre-existing condition, whether that condition has already been diagnosed, says
“For visitors to the
âIt is generally better for a visitor to purchase travel insurance in their home country, but in some countries (
Tran had tried unsuccessfully for months to return home to his town near
Eye surgeon Chen offered to discuss the case with KHN, but his medical group’s lawyer said it was his policy not to discuss insurance issues with reporters, even with consent. of the patient.
After KHN approached him to discuss the matter, Chen told An Tran that he was giving up his